RV Insurance in Minnesota
If an RV road trip is in your near future, now’s a good time to shop around for RV insurance. At Deluxe Insurance Group, we can guide you in selecting the RV coverage you need. Whether you’re exploring Minnesota or going out of state, RV insurance will protect you and your family every step of your journey.
RV Insurance Coverage in Minnesota
RV policies offer different kinds of coverage to meet the unique needs of RV owners in Blaine, MN and Maple Grove, MN. You can customize your policy by picking and choosing the coverage that provides the best protection for you. This coverage includes:
- Uninsured Motorist
- Total Loss Replacement
- Campsite Liability
RV liability coverage is required in Minnesota. It covers injuries to other people or damage to their property if you cause an accident. Comprehensive and collision cover repair costs to your RV if it’s damaged in an accident, is vandalized, or suffers weather damage. Uninsured motorist insurance covers damage to your RV by a hit and run driver or drivers with insufficient insurance to pay for your repair costs.
Total loss replacement insurance will cover the cost of replacing your RV if it’s destroyed in an accident. Campsite liability covers injuries to others if they are injured in an accident in your RV or at your campsite.
How to Choose RV Coverage
RV insurance isn’t the same for all drivers. Factors like the type of RV you drive, how you use your RV, your driving record and your budget can all affect the scope and amount of coverage you choose. RV owners who reside in their RV fulltime may want more comprehensive coverage than someone who uses their RV for occasional road trips.
After reviewing your situation, your Deluxe Insurance Group agent can recommend the coverage best suited for you. If you live in Minnesota, visit one of our offices in Blaine MN, and Maple Grove, MN and contact Deluxe Insurance Group for all your RV insurance needs.