Renters Insurance in Minnesota
As a renter, you face many of the same risks as homeowners when it comes to accidents on your property or damage to your belongings. For this reason, it’s important to have insurance to protect you against financial loss. Renter’s insurance offers both property and liability protection to safeguard your personal assets when mishaps happen. If you’re renting a home in Minnesota, consider visiting one of our offices in Blaine, MN, or Maple Grove, MN, to learn how a renter’s policy from Deluxe Insurance Group can benefit you.
Protection for Your Valuables
If you think your goods aren’t valuable enough to warrant insurance protection, consider the cost of replacing them on your own if they were lost in a disaster. Even replacing your wardrobe out of pocket would be a costly expense, not to mention furniture, appliances, or electronics. Renter’s property insurance in Minnesota protects your goods from common perils like theft, fire, vandalism, storm damage, lightning strikes, and more, so you don’t suffer financial loss.
Protection against Accidents
As a renter, you’re responsible for accidents that guests may have while on your property. This includes inside your home, on your driveway or in your front or back yard. If a neighbor slips on your icy driveway and breaks a bone, for example, you’ll be held liable for his medical costs. Liability insurance covers accidental injuries to save you from having to pay this expense out of pocket. If an accident leads to a lawsuit, liability coverage will help pay your legal costs, up to the limits on your policy.
Additional Living Expenses Compensation
There may come a time when you must vacate your rental home in Minnesota due to damage from a disaster. Renter’s additional living expenses insurance helps cover the cost of living elsewhere while your rental home is being repaired.
For quality renter's coverage at an affordable cost, contact Deluxe Insurance Group today. For your convenience, we have offices in Blaine, MN, and Maple Grove, MN and are here to answer your renter's insurance questions.