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Deluxe Insurance Group

912 125th Ln
Blaine, MN 55434

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Life Insurance in Minnesota

Life insurance is a pillar and a critical policy for most households in Minnesota. It helps you have a sound financial plan. Yet, despite its essentiality and universal applicability, life insurance must deal with a lot of misunderstandings, skepticism, and confusion. Residents of Blaine, MN and Maple Grove, MN say that they find it complex compared to other policies. Well, nobody likes to talk about death, particularly their own death. However, the Deluxe Insurance Group can help arm you with the right information.

What is life insurance coverage?

Life insurance is a contract between a policyholder and an insurance company, where the company promises or guarantees payment of a death benefit to the named beneficiary upon the policy holder's death. The policyholder needs to pay insurance premiums in order to qualify for the death benefit.

Types of life insurance

  • Term life insurance
  • Whole life insurance
  • Variable life insurance
  • Universal life insurance
  • Variable universal life insurance
  • Guaranteed issue life insurance
  • Simplified issue life insurance
  • Group life insurance
  • Final expense life insurance

When should I buy life insurance, and how much is enough?

When buying insurance, whether in Blaine, MN or Maple Grove, MN, you must put various factors into consideration. For instance, if you do not have dependents, life insurance may not be a requirement for you. If you are a family person, you also need to determine how much protection will be adequate to take care of every family member. Having a family also means buying insurance as soon as possible to generate better death benefits.

If you are sick or have a critical medical condition, it is essential to purchase life insurance to help support your family when you are no longer working due to illness. If you have loans or mortgage that you were paying, you may want to get a life insurance policy to help clear them and avoid burdening your family.

Feel free to visit us at Deluxe Insurance Group in Minnesota for more information regarding life insurance and our team of experts will be happy to share more with you.

Partner Carriers

  • AAA
  • Acuity
  • Badger
  • Concord
  • Foremost
  • Grinnell
  • Kemper
  • Main Street America
  • MetLife
  • Nationwide
  • North Star
  • Progressive
  • Ram
  • Safeco
  • State Auto
  • The Hartford
  • Travelers
  • Woodland