Boat/Watercraft Insurance in Minnesota
Deluxe Insurance Group provides coverage for owners of boats, watercraft, and various other vessels in the state of Minnesota. Keep reading to learn more about why a boat owner in the areas of Blaine, MN and Maple Grove, MN might want to get a personalized policy.
Why might a boat owner want to get insurance coverage?
Like a car or any other kind of vehicle or vessel, boats can cause property damage, injuries, and get into accidents with other crafts or obstacles on the water. Insurance coverage is an important way for owners to both protect themselves from liability and their investment if the boat is damaged. However, boat insurance is slightly different than car insurance or homeowner’s insurance because it is usually not required by law, but a marina, dock, or storage facility may require coverage if the boat stays there.
Equipment that is stored on the boat may be covered as well. Other personal watercraft like jet skis may require a slightly different policy, but your provider can sell these policies if necessary. Boats and watercraft are even covered when they are placed in storage during the offseason and not actively being used.
Most scenarios where insurance coverage is needed are also unexpected. Accidents are never planned, and a boat owner may find themselves on the hook for thousands of dollars’ worth of damage or medical bills if no coverage was present at the time of the accident. There is certainly a benefit to being able to use a boat for recreational or commercial purposes without having to worry about these costs.
Talk to an agent who can recommend an insurance policy that matches your needs
There are agents in Minnesota who serve the Blaine, MN and Maple Grove, MN areas with superior customer service. To learn more about how you can benefit from boat insurance, speak with one of them today.