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Deluxe Insurance Group

912 125th Ln
Blaine, MN 55434

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Three things you might not know about flood insurance

You need to protect your home from flood damage by choosing the right flood insurance policy. Fortunately, we offer flood insurance in Blaine, MN at Deluxe Insurance Group.

You need to do your research and be well-informed about flood insurance to protect your finances and property.

The following are three things you might not know about flood insurance:

You can get government-subsidized flood insurance through FEMA

If you’re concerned about the cost of flood insurance in your area, you should be aware of the fact that there is government-subsidized flood insurance available in many areas. 

There are around 100 different insurance companies across the country that write policies that are subsidized by the government. Make sure that you look into this option when you’re comparing policy options. 

Flood insurance coverage is not typically included in home insurance policies

If you’ve never purchased flood insurance before, you might be unaware of the fact that flood coverage is not typically included in a standard home insurance policy. 

Homeowners who want and need flood insurance either need to add flood coverage to their home insurance policy or purchase a separate flood insurance policy. 

Your flood insurance typically won’t go into effect until 30 days have passed

A typical flood insurance policy will not go into effect immediately. It’s pretty typical for policies to include a 30-day waiting period.

Once you’ve chosen and purchased a flood insurance policy, you’ll have to wait 30 days before you can file a claim on your policy to have flood damage covered. 

Get The Right Coverage Today

If you have questions about flood insurance, contact us. At Deluxe Insurance Group in Blaine, MN, we’re here to help you meet all of your insurance needs. 

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