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Deluxe Insurance Group

912 125th Ln
Blaine, MN 55434

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What dog breeds need pet insurance?

Pet insurance can help you save money on your vet bills for dogs and other pets. When deciding whether to purchase insurance for your dog in Blaine, MN, you may want to take your dog’s breed into account. All breeds can benefit from pet insurance, but some breeds may be more worthwhile to insure than others. Some breeds may cost more to insure, and some may be more likely to develop medical conditions that require costly care. 

Additionally, sometimes pet insurance does not cover hereditary conditions, and it usually doesn’t cover pre-existing conditions. 

How to know if pet insurance is worth it 

When deciding whether to purchase pet insurance or not, try to make an educated guess on the cost of healthcare for your dog with or without insurance. Ask Deluxe Insurance Group for a quote for your dog’s breed. Take that annual number and multiply it by your dog’s life expectancy. 

Then, research what conditions or health problems your dog is likely to face based on their breed. Talk to your veterinarian to estimate the cost of care for likely conditions as well as general care. 

Comparing these two numbers for your dog’s breed can help you determine if your dog needs pet insurance. In most cases, breeds that are less likely to need expensive care will also come with a lower insurance premium and vice versa. 

If you have a dog breed that has a higher insurance premium, it may be tempting to skip out on pet insurance. However, remember that these dogs are also more likely to require expensive care. If you don’t think you’ll be able to foot a vet bill that’s a couple of thousand dollars in a few years, pet insurance would be a good idea. 

Get Pet Insurance Coverage

For expert advice on pet insurance in Blaine, MN and surrounding communities, contact Deluxe Insurance Group today.

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