Do you intend to keep valuables on board your boat or watercraft? If you do, it’s a good idea to look into getting valuables coverage. You can talk to a knowledgeable agent from the Deluxe Insurance Group of the Blaine, MN area to get more information about this specific policy and much more.
Find Out What’s Covered
In many instances, the standard boat/watercraft policy you purchase won’t cover valuables. You’ll need to talk to your agent about the company’s offerings. If it doesn’t have a high enough coverage amount for items you may have on board such as a laptop, jewelry, and various equipment, you can get an additional policy that will safeguard you in the event there’s damage or a total loss of these items so that you shouldn’t have to pay out of pocket. The add-ons such as boat electronics that you put in likely won’t be covered by a basic policy.
Don’t Double Up
You won’t be able to add items onto your list for your valuables policy if you already have it covered under a different policy. If you’re unsure how this works, discuss your situation with an independent agent. You’ll also want to make sure that you create a top-notch inventory of what you’d like to have covered and provide your agent with proof of what each item costs.
Valuables Boat Insurance Coverage You Can Trust
When it comes to boat insurance policies, you can rely on Deluxe Insurance Group of Blaine, MN and beyond. We go above and beyond with our customers. Feel free to bring your questions and concerns to us.