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Deluxe Insurance Group

912 125th Ln
Blaine, MN 55434

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Life Insurance FAQs

When it comes to life, no one knows what’s next. It’s full of bad and good times. And one thing for sure is that we will all die at some point in life. But the question is if you die today, will your loved ones have financial problems? You probably have heard about life insurance and how it comes in handy in such cases.

However, we at Deluxe Insurance Group know that you have several questions that need to be answered before you decide on purchasing a life insurance policy. Let’s explore them.

What is a life insurance plan?

In simpler terms, life insurance is a financial contract that provides the nominee of the policy a certain amount of money determined in the individual’s policy, which is referred to as the sum assured. In turn, you pay a certain amount of money referred to as a premium for policy continuity.

What determines the premium of life insurance?

Different factors determine the amount of premium you pay. One major factor is your age. Others include your medical history, number of dependents, lifestyle habits, and your debts.

Who needs life insurance?

While not everyone needs life insurance, most people need it. Basic life insurance can cover your funeral and pay your debts if you have no dependents. For those with dependents, a life insurance policy will cover your bills, including your children’s education, in the event of your death. And that’s not all, business owners can invest in life insurance to ensure continuity of their venture even when they die.

Why should I invest in life insurance?

A life insurance policy comes with tons of benefits. They include:

  • Death benefits can be used to settle funeral expenses, debts, and dependents living expenses.
  • Flexibility to choose the term
  • It’s a saving plan
  • You can get a loan against your policy plan

Life insurance in Blaine, MN

If you live in Blaine, MN, and its surroundings, please contact us at Deluxe Insurance Group. We will be happy to answer all your questions regarding life insurance. And to purchase your insurance policy, call us today for an affordable quote.

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