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Deluxe Insurance Group

912 125th Ln
Blaine, MN 55434

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Who Should I Name As My Life Insurance Beneficiary?

One of the most important aspects of any life insurance policy is designating a beneficiary.  It might seem like this should be an easy decision to make, but there are many considerations you should weigh before naming a beneficiary for your life insurance policy.  The team at Deluxe Insurance Group serving Blaine, MN is here to help you make this important decision.

The first thing to do is decide what you want to accomplish when naming your beneficiary.  If you are married and have kids, you’ll likely want to make sure that your spouse and children are cared for if something should happen to you.  If you are a business owner, you might want to name a partner as a beneficiary to ensure that your business stays afloat after you are gone, yet others choose a charity or non-profit organization to ensure their charitable giving continues after they have passed.

The next decision you’ll have to make is if you are going to name one or more people as beneficiaries. If you choose to name more than one person as a beneficiary to your policy, you’ll have to designate which percentage of the policy each beneficiary will receive. 

Once you’ve evaluated your needs and decided who your beneficiary or beneficiaries will be, make sure you keep your policy up to date.  For example, if you choose to name your spouse as your beneficiary and then you get divorced, you’ll want to make sure you update your policy and name a new beneficiary.  It’s wise to have a back up beneficiary in mind in case of major life changes or if your beneficiary should die before you do.

Contact the team at Deluxe Insurance Group serving Blaine, MN today for all your life insurance needs!

4 smart reasons to get pet insurance

Being a pet parent comes with many responsibilities. You bring them to live with you, and they become irreplaceable family members, and you take care of them as you would a child. That’s why when they’re not feeling well, you will do anything to make sure they recover as soon as possible. These responsibilities not only take a toll on your mental health but also your wallet. Pet food and vet care can be pretty expensive in Blaine, MN. If you are wondering how to cut down such bills, have you thought about pet insurance? If you have, Deluxe Insurance Group will help explain four significant benefits to help you make a decision.

Pets get injured

Whether you have the calmest dog or the most loyal cat in Minnesota, they can get into an accident that could leave you seeking loans such as broken bones. To get your pet to bounce back to its usual self, carry enough pet insurance.

 Veterinary bills can be too expensive

As more Americans become pet parents, the need for proper veterinary services is rising. This has led to improved medical technology in the veterinary industry for conducting examinations, testing, treatment, and medicine production. But, unfortunately, many pet owners can’t afford the price, and pets end up dying or having permanent conditions. 

Provides peace of mind

Like any other insurance policy, pet insurance offers you the peace of mind you deserve that your pet will be well-taken care of if they get sick or injured. The policy also allows you to choose the best veterinary services and veterinarians for your pet to get the best medical service available.

It makes you a responsible pet parent

We buy all forms of insurance to protect our cars, homes, boats, and motorcycles. So why not purchase pet insurance to protect your pet? Just like your children, your pets get sick or injured, and you may not always have enough money to pay for veterinary services in Blaine, MN.

Not sure how to go about buying pet insurance?  Deluxe Insurance Group can help you find a pet insurance policy that will take care of all your pet’s needs. Feel free to call us anytime to book an appointment with our team.

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