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Deluxe Insurance Group

912 125th Ln
Blaine, MN 55434

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Auto Insurance Myths Minnesota Residents Should Be Aware Of While Researching Policies

Deluxe Insurance Group serves the Blaine, MN community by offering residents multiple types of insurance coverage. We strive to help our clients plan for the future by having insurance that will cover them in any situation.

Auto Insurance Myths

While you are traveling around Blaine, MN, and the surrounding areas, auto insurance will help you protect your vehicle. The policy covers you if you are involved in an accident or if your vehicle is vandalized or stolen. While you are researching different policies, avoid some of these common auto insurance myths.

Car Colors Matter

The color of your car does not impact your policy. This is a common myth that isn’t true. Your policy may be adjusted due to the type of vehicle, but your car color is irrelevant.

One Ticket Will Severely Damage My Policy

This is incorrect. A minor ticket will not negatively impact your policy. Yes, you must have a safe driving record, but accidents happen. If you have an established track record of safe driving, one ticket will not impact things.

My Personal Items Are Covered

Your personal items that you have in the vehicle are not covered through your auto insurance policy. In order to properly secure your personal items if they are stolen out of your vehicle, you will have to look into another type of coverage.

I Can Cover Vehicles Used For My Business

If you have a vehicle that you use for business-related purposes, you cannot cover the vehicle under your traditional policy. You will need a different set of coverage options for your business-related vehicles compared to the vehicle you operate for personal usage.

Consult With Deluxe Insurance Group

Visit our website today to learn more information about auto insurance policies.

Partner Carriers


  • AAA
  • Acuity
  • Badger
  • Concord
  • Foremost
  • Grinnell
  • Kemper
  • Main Street America
  • MetLife
  • Nationwide
  • North Star
  • Progressive
  • Ram
  • Safeco
  • State Auto
  • The Hartford
  • Travelers
  • Woodland