Click to Call
Deluxe Insurance Group

912 125th Ln
Blaine, MN 55434

Get Directions

Do you need professional liability coverage for a product business?

One of the most essential yet overlooked types of business coverage in Blaine, MN is professional liability insurance, also known as professional indemnity or errors and omissions insurance. The main reason why you need this coverage is to show professionalism as all businesses claim to be perfect in what they do, whether in service or product delivery. If you are wondering whether you need professional liability coverage for your product business, the Deluxe Insurance group can help you determine that in this article. So, why do you need professional liability coverage?

Professional liability coverage encourages other business opportunities.

Some companies, organizations, and private clients prefer to work with certified product sellers who have professional liability insurance. This coverage assures your clients that you will deliver goods according to customer request. It also gives you a competitive advantage over other business owners who don’t have the coverage.

It protects your investments.

Since professional liability insurance focuses on lawsuits, you never know when a customer will sue you for delivering damaged goods or poor-quality products. You can even be sued for failing to deliver the right product or full quantity. Lawsuits are naturally expensive and can lead to substantial financial losses if you have not protected your business with professional liability insurance.

Sometimes it is a requirement.

Some industries require individuals to carry professional liability coverage as they are highly risky. For instance, a company that manufactures and supplies products to the government or other large organizations might need to have professional liability insurance in order to be allowed to supply. That ensures that there is compliance with industry standards and professionalism.

Professional liability coverage is an essential tool for any business owner in Blaine, MN. Running your business without one could mean missing out opportunities or even worse, ending up losing to lawsuits filed by dissatisfied customers. Feel free to speak to our experts at Deluxe Insurance Group, and we will be happy to help.

Partner Carriers


  • AAA
  • Acuity
  • Badger
  • Concord
  • Foremost
  • Grinnell
  • Kemper
  • Main Street America
  • MetLife
  • Nationwide
  • North Star
  • Progressive
  • Ram
  • Safeco
  • State Auto
  • The Hartford
  • Travelers
  • Woodland